Volume I · 2026

Built for theboardroom —and the war room.

Madras Advisory Services & Solutions (MASS) was founded in 2023 by a group of seasoned strategy and accounting consultants from leading Big Four and consulting firms. With deep experience serving international clients across the Banking, Financial Services and Insurance (BFSI) sectors, MASS bridges strategy, technology, and business transformation — delivering high-impact, execution-focused consulting support.

EXHIBIT 04·PHASE-GATE DECISION MATRIX
v.2.3
Activity
DISCOVER
DEFINE
DESIGN
DELIVER
Vendor shortlist
RFP scoring rubric
Reference-arch sign-off
Steerco gate
SI commercial close
PRACTICE  SOURCING & IMPLEMENTATION
REDACTED
Strategy & DesignSourcing & ImplementationRisk · Audit · ComplianceESG DiligenceM&A AdvisoryOperating ModelInternal AuditTax StructuringCompliance ProgramsImplementation
Strategy & DesignSourcing & ImplementationRisk · Audit · ComplianceESG DiligenceM&A AdvisoryOperating ModelInternal AuditTax StructuringCompliance ProgramsImplementation
01 / 04Why MAS

Three pillars.

01

Insight

Industry-grade analysis and global BFSI benchmarking.

02

Rigor

Senior-led teams. Evidence-based reasoning.

03

Outcomes

Execution-focused, implementation-ready recommendations.

02 / 04Practices

Three practices. Twelve service lines.

We work where strategy meets execution — from the operating model on the whiteboard to the controls running in production.

03 / 04Approach

Four phases.
One discipline.

Read the method
01
Discover
02
Define
03
Design
04
Deliver
01 · Discover

Context first

02 · Define

Frame the problem

03 · Design

Target operating model

04 · Deliver

PMO discipline

04 / 04The founder

Senior-led. Every engagement.

MAS is founded and led by Senthil Muthu — a senior BFSI strategist with nearly two decades of transformation work across Asia, Africa, the Middle East and North America. You work with him directly.

Engage

Bring us in early. Or bring us in to fix it.

Whether you’re shaping a multi-year transformation or stress-testing a control environment, Senthil leads the engagement personally and delivers work that is implementation-ready.